Home Loan Documents

Complete documentation is essential for smooth home loan approval. Here's a comprehensive list of documents you'll need:

Common Documents

  • Passport-size photograph of the applicant & co-applicant
  • PAN card copy of the applicant & co-applicant
  • Aadhaar card copy of the applicant & co-applicant
  • Current address proof of the applicant & co-applicant
  • Income proof of the applicant & co-applicant
  • Last 12 months’ bank statement of the applicant & 6 months’ bank statement of the co-applicant

In the case of Salaried

  • Copies of payslips for the last 6 months and TDS certificate
  • Employment certificate from the employer
  • The latest 2 years of Form 16 issued by the employer

In the case of Self-employed

  • Copy of partnership deed if it is a partnership firm or copy of MOA and AOA if it is a company or Business Proof (Shop & Establishment Certificate, VAT, Sales Tax, GST, Service Tax, IEC) if it is a proprietorship firm
  • Copy of audited financial statements for the last 3 years
  • Profit and loss account for the last 3 years
  • Income tax assessment order
  • Company current address proof
  • GST certificate of the Company

Other Documents

  • All existing loan sanction letters, if any.
  • Repayment schedule of existing EMI, if any.
  • Agreement copy/booking slip / E-bill, OC & share certificate of the property which is going to be bought.
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